Bachmann: Obamacare ‘literally kills’ people

Yes we elected this idiot. By the skin of her teeth. She had to outspend her opponent by over 10x in the most conservative district in the state
 
@faethor
Actually it is guaranteed she will be correct. Suicides will spike to insane levels and there will be widespread bloodshed in the streets during the next economic downturn caused by Obamacare.
Health Insurers Warn on Premiums

Health insurers are privately warning brokers that premiums for many individuals and small businesses could increase sharply next year because of the health-care overhaul law, with the nation's biggest firm projecting that rates could more than double for some consumers buying their own plans.
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It has been an absolute catastrophe what has happened to my health care plan in the last 2 years, and now I hear my out of pocket costs will be doubling next year. I heard this internally a while ago.
 
redrumloa said:
@faethor
Actually it is guaranteed she will be correct. Suicides will spike to insane levels and there will be widespread bloodshed in the streets during the next economic downturn caused by Obamacare.
Health Insurers Warn on Premiums



It has been an absolute catastrophe what has happened to my health care plan in the last 2 years, and now I hear my out of pocket costs will be doubling next year. I heard this internally a while ago.
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i worked at a factory in salina kansas for a few years, had the companies family policy which, in 94 cost around 800 a month on my end, i'm unsure what portion of the plan was paid for by the company... my daughters were healthy so short of the "well baby checks", (which came with a co pay) we didn't actually use anywhere near 9,600 dollars a years worth of services... that's how it goes when you're part of a "socialist" program like insurance... trouble is... the reason all of your stuff is costing you more is because the amount of time the overpriced medical establishment has, to get into you're wallet, is winding down...
 
redrumloa said:
@faethor
Actually it is guaranteed she will be correct. Suicides will spike to insane levels and there will be widespread bloodshed in the streets during the next economic downturn caused by Obamacare.
Click to expand...
I agree with you Red - go buy more guns and work on creating your home a fortress for the coming onslaught...

Now the rest of us can get back to reality.

It has been an absolute catastrophe what has happened to my health care plan in the last 2 years, and now I hear my out of pocket costs will be doubling next year. I heard this internally a while ago.
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Obamacare didn't kick in until this year. So the companies rushed in increases because they'll be limited this year to how far they can increase. Also, they'll see competition from State and Federal programs. Most of which are projected to be less expensive with greater coverage.

The main problem with Obamacare is it left the Healthcare Insurance Thieves in tact. It's disgusting that we are the wealthiest nation yet cannot provide medical care for everyone. It's even more disgusting there's an industry around betting that you won't get sick so they can make some of the largest profits in the marketplace. Universal healthcare is a must. It's morally better and economically better.
 
Where are these mythical cheaper options?
 
redrumloa said:
Where are these mythical cheaper options?
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There are two ways the Gov can provide healthcare. Either at a Federal Level buying cooperative or a State Level buying cooperative. May of the Republican run States appear to be not wanting to build the State Level. So what's the result?

Let's back up just a bit.... The way Healthcare Insurance Agencies provide insurance is their actuaries build probability and thereby rate tables for the size of the business wanting to buy healthcare. So, what we see is the self employed single person business has insurance rates that are hellishly expensive. And especially if they're older or have a special condition such as birthed handicapped children. .... Likewise if we look at 1 person who is an employee of a large business with a large employee base that has healthcare the rates are much, much less expensive.

Now that we reviewed how rates are set what happens at the State and Federal Level Cooperatives? They enable small businesses to join into the buying cooperative. The results are going to be they are part of a much larger base and their rates will be decreased accordingly, because they're not singled out. And when we're talking Federal level that the Republican run States are forcing people to use, due to lack of State program, the rates should be even better because the headcounts are going to huger.

...
Now let's say you don't get actuaries probability tables and how Healthcare rate establishment has worked for the last few decades... I think you do understand the economic law of supply and demand. So let's assume this your way. The Federal and State Cooperatives are hellishly expensive. Nothing in the law mandates the use of those programs. Businesses can then buy the cheaper private company provided programs. Those expensive cooperatives will die out, strangled by their own expensive economics.
...

Back to Michelle Bachmann's comment. There will be people who lose their Company provided healthcare, they can, and more often, will be picked up in the State/Federal Cooperatives. Additionally, the ACA is projected to cover about 32Million of the current 47Million uninsured. If we cover more people Obamacare is helping people live better lives. Not kill them as Backmann wants you to believe. It's actually those 47Million uncovered by healthcare that are the greatest at risk in our society. Additionally, we see about 62% of bankruptcies coming from insufficient healthcare coverage. Hopefully, those will be improved as well.

The long and short of it Bachmann is bullshitting us again. Simply one more of her long line of lies. The cheaper options are mandated in 2014. They're under construction this year.
 
redrumloa said:
@faethor
Actually it is guaranteed she will be correct. Suicides will spike to insane levels and there will be widespread bloodshed in the streets during the next economic downturn caused by Obamacare.
Health Insurers Warn on Premiums

It has been an absolute catastrophe what has happened to my health care plan in the last 2 years, and now I hear my out of pocket costs will be doubling next year. I heard this internally a while ago.
Click to expand...

Two things to remember:

1) Health care costs are a lie.
2) Insurers are trying to play games and have the power to make this hurt more.
3) It may be part of the plan to let insurers stick it to the people until they demand something better - like medicare for all.

To point #1, health care insurance has caused a massive increase in medical billing. Insurers pay a fraction of what the uninsured pay because hospitals pad their bills to try to collect the maximum insured amount but what this means for the uninsured is massive hospital bills they can't pay. On a $100,000 bill a big insurer might pay less than $10,000 because that's the way they work, but the un1sured person who doesn't know how the game works is stuck. The system as it is, is sick. The Obamacare system may actually end up being better for more people (but because the insurers can't cherry pick only healthy people now the premiums have to adjust).
Ultimately the government can do this better (but people have to be diligent about keeping the corrupt away from the big pot of money).
 
maybe it's that moronic puritan ethic but many Americans just don't appreciate Health as the greatest gift you can have. Some seem to feel it's their right to abuse themselves. And then they respect strangers who make a profit over people's sickness because they worship money over everything else.

color me confused
 
02:50 PM ET
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Beginning Wednesday, all new health insurance plans will be required to provide eight preventive health benefits to women for free.
The benefits include contraceptives, breast-feeding supplies and screenings for gestational diabetes, sexually transmitted infections and domestic violence, as well as routine check-ups for breast and pelvic exams, Pap tests and prenatal care.
The services are a requirement of the health care reform law Congress passed in 2010. A new report released Monday by the Department of Health and Human Services estimates 47 million women are in health plans that must offer the new benefits.
http://thechart.blogs.cnn.com/2012/07/31/some-women-get-new-benefits-under-obamacare/

​
 
Wall Street Journal
Bend over and stay there

In a private presentation to brokers late last month, UnitedHealth Group Inc.,the nation's largest carrier, said premiums for some consumers buying their own plans could go up as much as 116%, and small-business rates as much as 25% to 50%. The company said the estimates were driven in part by growing medical costs not directly tied to the law. It also cited the law's requirements that health status not affect rates and that plans include certain minimum benefits and limits to out-of-pocket charges, among other things.
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I am in UNH, un-oh...

Insurers are "not being shy that premiums are going to increase in 2014," and are urging brokers to "brace our clients," said John Lacy, vice president of group benefits at Bouchard Insurance, a brokerage in Clearwater, Fla. His firm has been hearing from carrier representatives that individual premiums in Florida could go up 35% to 50%, on average, and small-business rates around 30%, though it hopes to find strategies to blunt the impact.
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Last time I checked, I am in Florida... But faethor told me things would be better?

Investor business Daily
10 Disturbing Facts About Health Law

Push millions off employer coverage. In February, the Congressional Budget Office said that 7 million will likely lose their employer coverage thanks to ObamaCare — nearly twice its previous estimate. That number could be as high as 20 million, the CBO says.

Cause premiums to skyrocket. In December, state insurance commissioners warned Obama administration officials that the law's market regulations would likely cause "rate shocks," particularly for younger, healthier people forced by ObamaCare to subsidize premiums for those who are older and sicker.

"We are very concerned about what will happen if essentially there is so much rate shock for young people that they're bound not to purchase (health insurance) at all," said California Insurance Commissioner Dave Jones.
That same month, Aetna CEO Mark Bertolini said ObamaCare will likely cause premiums to double for some small businesses and individuals.

And a more recent survey of insurers in five major cities by the American Action Forum found they expect premiums to climb an average 169%.

Cost people their jobs. The Federal Reserve's March beige book on economic activity noted that businesses "cited the unknown effects of the Affordable Care Act as reasons for planned layoffs and reluctance to hire more staff.
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So the Affordable Care Act should really be called Bankrupt Yo Ass Act :finger:
 
redrumloa said:
The company said the estimates were driven in part by growing medical costs not directly tied to the law.
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I am in UNH, un-oh...
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Glad to see the insurance industry backing up that the law isn't the major driver factor here.

Last time I checked, I am in Florida... But faethor told me things would be better?
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Private insurance is likely to increase. Some of the people in private will now move over to the public plans. This means a smaller user base at the private insurer and supposedly a more expensive cost. However, what isn't compared here is the # of people and availability of public plans increases. Since their pool will be higher their rates should be lower.

So while this will push people off Employer provided Healthcare plans it doesn't mean it's pushing people off of Healthcare. The vast majority will now be covered by the State and Federal Cooperative.

I'd add that employer based healthcare gives far too much power to our employers. If we're well, there's less of a problem. But, if we are sick, say diabetes or other illnesses in the family, previous to Obamacare the employer's Healthcare Insurer can choose to reject you because of the pre-existing condition. Or can jack the rates on everyone making hiring for small businesses even more difficult. The more Healthcare is decoupled from the Employer the better off the marketplace is for employees.

There definitely are some negatives. Employees working 20 hours (I believe) or more all get Healthcare. So part-time workers are harder to have. You either will need to cut hours back or extend Healthcare coverage. That's definitely a mixed bag depending on the situation of the business. And yes, Exacerbate doctor shortages, is one of them. The reason for this is simple, we're now starting millions of uninsured and they'll be seeing the Dr. So if you're looking for a job you may want to check into a medicine related field. Not only will the Dr. need grow but others will too.

No one said this is perfect. A sizeable minority, I think it was around 40% but didn't Google to verify, disagreed with Obamacare and thought it didn't go far enough. Personally, I agree! Pull the bandage off - kill the insurance industry and do a universal healthcare system just like all other nations we compete with. Insurance adds no value to Healthcare instead they skim off extra monies by denying the sick coverage.
 
The US has a political, social and financial system that is supposed to be adaptive, evolving and self-correcting, and for the most part has been quite successful and will likely keep America well ahead of the game for years to come. However, it seems as if healthcare is some kind of bizarre "sacred cow" where no amount of national disgrace can dislodge the critical majority of Americans from clinging onto an obviously broken system - despite the many opportunities the US has at adapting, evolving and correcting it's healthcare system from the more successful examples from all other Western nations.
 
In short, the collective American Ego. We believe we're #1 in the world and work hard to deny anyone that tells us otherwise. There's no denying we have some of the leading medical care in the world. However, that doesn't mean all Americans have equal access to that same level of care.
 
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