look... it really isn't going to be doom and gloom... look at what the CBO says about it... and when we are all done "reading for comprehension" lets meet back and lay some cards on the table... i needed art supplies and access to a mubea ironworker once so i have some numbers to crunch... but what i'm seeing is that this will be "initially" a bit higher, but it comes with offsets and benefits that outweigh the increase. here's my example:
i have some health issues.
my at the time girlfriend did too. and we lived together
i get VA care but must drive 3 hrs for it, unless i schedule appt months in advance.
she had no health care at all.
my employer paid 800 dollars a month for my healthcare.
i paid 80 dollars of that monthly
the new amount i would have to pay (to go around VA) under these figures would be 175 dollars.
the 800 dollar policy covered none of my preexisting conditions.
i can run a CNC lathe and many other tools.
they wanted to keep me.
they offered to extend healthcare to my live in girlfriend at the time.
it would be 425 a month and cover no pre existing conditions.
under CBO estimates she would also pay 175ish per month, provided she still makes what she did then.
under obamacare she would get care for her pre existing conditions too.
so a little bit extra on the out, but a whole good deal better care on the in.
my step mother has insurance thru my dad at the post office. it cost 1600 per month for both of them.
she has a cap on her policy and the mangianoma (sp) tumor she has, has already put her over that.
they would, according to CBO estimates, now be back to paying premiums and actually getting service that was not all out of pocket (they pay her premiums now because insurance gets better pricing).
my brother makes over the 250,000 grand that puts him into the 12.8 % rate, his neck surgery, (not covered by his insurance because it was prexisting) just cost him 30 grand ish (for that surgery alone, thats no PT or follow up).... under obama care it would have been the same only he would be getting the PT and what not for free... or a small copay...
these are 5 people i actually know... and i have read the cbo report to mr rangel. it looks good for my people... please feel free to share...
http://www.cbo.gov/sites/default/files/cbofiles/ftpdocs/106xx/doc10691/hr3962subsidiesrangelltr.pdf